Ho Chi Minh City’s credit growth continued on a positive trajectory in 2025, with total outstanding loans estimated at over VND5 quadrillion (US$190 billion), up 0.95% from November 2025 and approximately 13.5% compared to the end of 2024.

Banks are forecast to have a credit expansion at the end of the third quarter of 2022, according to Saigon Securities Incorporation.

Vietnam must look to improve national workplace productivity if it wants to promote its economic competitiveness and growth, according to Chairman of the Vietnam Chamber of Commerce and Industry (VCCI) Vu Tien Loc.

Non-performing loans are still increasing despite slow credit expansion as the COVID-19 pandemic stretches many businesses to their limits.