The company has a legal capital of US$31.2 million and has been permitted to mobilise capital from organisations and individuals by borrowing and issuing valuable certificates.

It is also allowed to provide credit services, such as issuing credit cards and giving loans, and provide financial consultancy, banking, monetary, investment in consumption, and guarantee.

According to the State Bank of Vietnam, the network of credit organisations in Vietnam has seen strong development.

In addition to financial companies, Vietnam has five State-owned commercial banks, two State-owned credit institutions, 34 commercial joint stock banks, 44 branches of foreign banks, five joint venture banks, 13 financial leasing companies, 54 representative offices of foreign banks and nearly 1,000 people’s credit funds.